If you operate a business within Granbury, TX, getting the correct type of commercial insurance will be a crucial part of helping your business succeed. Commercial policies help you protect your employees, your business’s property, and your customers. Deciding on the right type of coverage may unfortunately not be an easy task, an area that All-Tex Insurance can help with. Below, we discuss types of commercial insurance to consider purchasing.
Property Insurance
Property insurance protects your buildings and the contents within when covered perils arise and cause damage or losses. Examples of these hazards include fire, theft, or hail. When either of these happens, property insurance covers your costs of property repair and replacement costs.
General Liability
General liability protects you when your customers are injured at your workplace. It will help you cover the treatment costs and legal fees when you are sued for harm caused. In addition to this, general liability will also come in handy when you face claims related to advertising injury, including libel and copyright infringement lawsuits.
Commercial Auto Insurance
Commercial auto insurance will come in handy when you own vehicles registered in your business name. If you or your workers get into an accident while delivering products, commercial auto insurance will cover the costs of vehicle repairs and replacement.
Worker’s Compensation Insurance
If you have more than one employee in your business, worker’s compensation insurance will help you protect your labor force. When your employees get bodily harm during business hours, this policy enables you to pay for the rising consultation or treatment expenses.
Cyber Liability Insurance
Cyber liability insurance provides coverage when your business experiences data breaches. It will help you pay for costs such as client notification expenses, monitoring costs, and legal fees when your stakeholders sue you.
Professional Liability Insurance
Professional liability insurance protects you from errors and omissions. This policy will prove helpful when you offer services, with companies such as legal practices, accounting firms, and real estate practices often benefiting from its protection.
If you need any of the listed commercial policies to protect your Granbury, TX business, consider giving All-Tex Insurance a call today.
