While driverless delivery bots may seem impressive, their emergence raises new questions about accident liability and insurance. At All-Tex Insurance in Granbury, TX, we strive to stay abreast of these evolving technologies to serve our customers best.
What happens if one of these small robots gets into an accident while delivering your takeout order? It may seem like a scenario from a sci-fi movie, but accidents involving driverless vehicles are becoming a reality we need to prepare for.
Determining Liability in an Accident
The first step in an accident is always to determine who was at fault. However, liability can become complex in collisions involving driverless bots. Was the accident caused by a flaw in the bot’s software? Was there a manufacturing issue that made the vehicle unsafe? Or did another driver cause the crash by not yielding properly?
The answers to these questions have significant implications for those who end up paying for the damages. Most states require autonomous vehicles to carry insurance, just like regular cars. So, if the bot caused the accident, its insurance would handle the damages. However, if another driver were responsible, their liability coverage would come into play.
Impact on Your Insurance
Regardless of who’s ultimately liable, your own auto insurance can assist with injuries or vehicle repairs. Comprehensive and collision coverage would pay for damage to your car. Medical payments or personal injury protection could assist with injuries to you or your passengers.
At All-Tex Insurance, we’re committed to adapting our products and services to this changing landscape. As autonomous vehicles become more commonplace, we’ll continue evolving to meet your needs. Contact us in Granbury, TX today to discuss insurance options for an innovative future!
