Category: Insurance

I am almost seventy. Is life insurance a good investment at my age?

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Life insurance is a good way to cover end-of-life expenses and other big expenses that could become a financial burden if and when you pass away. You have options when it comes to the type of life insurance you invest in and the benefits that come with it. One of our licensed insurance agents at Jason Ridley Agency can help Colleyville, TX residents understand and explore their coverage options.

What is life insurance?

Life insurance is designed to cover the insured person’s life expenses and more, should they pass away. Many people would be left with the financial burden of paying for a burial as well as their deceased loved ones’ bills if they were to pass away. Life insurance can eliminate this burden. The insured person names beneficiaries and pays a monthly fee to maintain their coverage. You can purchase life insurance for some time or your entire life. However, when you pass away, your beneficiaries receive an agreed-upon lump sum, which can be used any way the beneficiaries see fit. This could include funeral costs, mortgages, daily bills, loans, and much more.

I am almost seventy. Is life insurance a good investment at my age?

Life insurance is an excellent financial investment at any age. However, many life insurance companies may hesitate to insure people above a certain age. Also, the cost may be higher, and the terms may differ if a life insurance company provides you with a policy. However, if you’re able to get a life insurance policy at an advanced age, the financial benefits will make it easier for your loved ones to pay for your burial and take care of any bills you may leave behind. If you have questions about life insurance, call us. We’d be happy to explore your options. 

Why A Strong Workers Compensation Plan Is An Important Part Of Commercial Insurance

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All-Tex Insurance offers coverage to the Granbury, TX community, as well as the surrounding areas. For over 15 years, we have helped our clients find the coverage they need to protect what’s most important. We strive to make life a little easier for you by making sure that you are covered regardless of what life throws your way.

Why Workers Compensation Is Important

The Texas economy thrives on the success of businesses. As one of over a million business owners in Texas, you have a valuable asset. Commercial insurance helps protect your Granbury, TX business and ensures that it will not be thrown off track if an obstacle arises. Your business is covered if your equipment or inventory is stolen. Your business is also covered if severe weather causes property damage.

Liability coverage protects you if a customer suffers an injury on your property or claims that your product caused them harm. One of the most significant parts of commercial insurance is worker’s compensation. Worker’s compensation protects your employees if they are injured in the workplace.

Worker’s compensation protects your business against possible legal action as a result of a workplace accident. This helps alleviate stress regarding the future of your business. Worker’s compensation covers your employees’ rehabilitation, which helps improve morale. You help show your employees that they are a valuable part of the company. You also help improve the reputation of your company because you are showing the industry that you are serious about taking care of your employees. This can help your business attract top talent.

All-Tex Insurance Will Help You Protect Your Investment

Visit our website to learn more information about commercial insurance.